Bulgaria considers a “right to be forgotten” for cancer survivors regarding insurance, mirroring EU trends with varying time limits.
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Bulgaria is preparing to introduce a “right to be forgotten” for individuals who have had an oncological diagnosis, allowing their past diagnosis not to be considered when applying for consumer loans or insurance after a certain period following the end of treatment. This aligns with the EU Directive 2023/2225, which mandates that member states prohibit the use of diagnosed cancer data for credit-related insurance after a set period, with a maximum of 15 years. The Bulgarian government proposes a 10-year period, while the Ombudsman suggests a shorter duration of 5 years or a differentiated approach. Various European countries have implemented similar protections with differing timeframes and scopes. For instance, France allows individuals to not declare cancer for five years post-treatment if there is no recurrence, and Italy offers protection for ten years generally, with shorter periods for specific cancers. Spain mandates a five-year period for consumer loans and insurance, while Belgium is reducing its five-year period to five years regardless of age from 2025. Other countries like the Netherlands, Portugal, Romania, Slovenia, and Ireland have also established or are establishing these rights, often with specific rules based on age or type of cancer. Some countries, like Greece, have voluntary codes of conduct in place.
